Resident vehicle damages: Are you liable?

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    Resident vehicle damages: Are you liable?

    How To Loosen Garage Door Chains

    Condominium corporations often face claims for damages that have occurred when an owner or resident’s car is damaged either upon entry into the underground parking from the garage door, when the vehicle is vandalized, or when items are stolen.

    The common response by the car owner is that the condominium corporation should be responsible for the damage to the vehicle. People seem to think that if a loss occurs to someone’s goods or a motor vehicle while on condominium property that the condominium corporation is “strictly liable” for the loss suffered and must pay for the damages.

    This is not the case. The law in Ontario is that the condominium corporation will only be responsible for the damage that may have occurred from a garage door hitting a vehicle, theft, or vandalism if the owner/resident can show that the condominium failed to exercise reasonable care.

    When claims have been brought against condominiums in Ontario on the grounds mentioned above, the courts have found that if the condominium has regularly serviced its garage door and is not aware of any failures in its operations, then the owner/resident must seek recovery from his or her own insurance company. A condominium corporation would only be responsible for damage to the motor vehicle it if was aware of a problem, did not address its correction, and a loss was suffered as a result.

    Case in point

    The previously described outcome occurred when a unit owner claimed against the condominium…

    Read more…

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